Quick Life Update: The economy hits home
Quick Life Update:
I’ve been full speed ahead to get my MDIV done in 3 yrs, and it’s been going really well. I’ve made great progress, I will be 2/3 of the way done at the end of the semester.
Last Monday, I went to register for winter and spring classes, very exciting. I had my schedule all lined up – it was going to be great.
Then I went to apply for student loans. After 4 & 6 percent interest rates on our previous loans – they quoted me a 12% interest rate. Seriously?!?!?!?! After a call to the loan company, my husband and I were told it was nothing in our profile specifically, but that underwriting has changed, and rates are going up across the boards.
At first, I was pretty upset – freaking out – then I was just generally grumpy. I played through lots of scenarios in my head, stressing myself out as I went.
Things look brighter now. I’m admittedly still not loving the idea of taking an extra year to get through grad school, but I am seeing a couple of blessings in this – significantly less debt when I’m done with school, and another year serving at and doing life with the people I love at our church. Looking around me, I have a Savior who loves me, a wonderful marriage, a nice place to live, heat, food, and money to pay the bills. God has been so faithful in providing. His plans are always better than mine.
For now- (holding this with open hands) – I will probably take an additional year to get through school, and work a lot more in order to pay as I go. I will take only Monday classes next semester, and maybe one internet course. I would like to keep my job at Gymboree Play & Music, and I’ve applied to substitute teach. Hopefully that can be my second job.
That’s my update.
Peace out!
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